Company


Myelin Oy (3357767-4)  
postal address Annankatu 5 C 17, 00220 Helsinki, Finland

General conditions


These terms and conditions apply to the relationship between a consumer, company or entity (hereinafter referred to as the "customer") and Myelin Oy (hereinafter referred to as the "Company") in relation to access to and use of myelin.fi, including content, functionality, and services offered on or through myelin.fi (the “Website”). For digital products (online courses) additional terms and conditions apply “Terms and Condition for digital products (online courses)”.

By using the Website, you accept and agree to be bound and abide by these Terms and Conditions and our Privacy Policy. If you do not want to agree to these, you must not access or use the Website.

By accessing and using the website, you accept and agree to be bound and comply with these terms and conditions; you represent and warrant that you are the legal age of majority under Finnish law to form a binding contract with us; and you agree if you access to website from a jurisdiction where it is not permitted, you do so at your own risk.

Your responsibilities


You are required to ensure that all persons who access the Website are aware of these Terms and Conditions and comply with them. It’s a condition of your use of the Website that all the information you provide on the Website is correct, current and complete.

You are solely and entirely responsible for your use of the website and your computer, internet and data security.

Changes to the condition


The Company reserves the right to change the Terms and Conditions. It is the customer's responsibility to check the terms and conditions. All changes are effective immediately when posted and apply to all access to and use of the Webpage thereafter. Continuing to use the Website following the posting of revised Terms and Conditions means that you accept and agree to changes.

Prohibited activities


You may use the Website only for lawful purposes and in accordance with the Terms and Conditions. You agree not to use the Website:

- in any way that violates any applicable law or regulation.
- distribute, copy or redistribute by any other means Company’s product(s)
- to transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter”, “spam”, or any other similar situation.
- to impersonate or attempt to impersonate the Company, a Company employee, another user, or any other persona or entity (including, without limitation, by using email addresses associated with any of the foregoing).
- to engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website or which as determined by us, may harm the Company or users of the Website, or expose them to liability.
- in any manner that could disable, overburden, damage or impair the site or interfere with any other party’s use of the Website.

Additionally, you agree not to
- use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
- use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms and Conditions, without our prior written consent.
- use any device, software, or routine that interferes with the proper working of the Website.
- introduces any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
- attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any other server, computer, or database connected to the Website.
- attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
- otherwise attempting to interfere with the proper working of the Website.


Intellectual property rights


The Website and its contents, features and functionalities are owned by the Company, its licensor or other provider (e.g. Webflow). These Terms and Conditions permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, modify copies of any material, delete or alter any of the copyright, trademark, or other proprietary rights notices. You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms and Conditions, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the material you have made. No right, title or interest in or to the Website or any content on the Website is transferred to you, and all right not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms and Condition is a breach of these Terms and Conditions and may violate copyright, trademark, or other laws.

Our rights


We have the right, without provision of the notice to:
- take appropriate legal action, including, without limitation, referral to or cooperation with law enforcement or regulatory authorities, or notifying the harmed party of any illegal or unauthorized use of the Website; and
- terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms and Conditions.

You wave and hold harmless the Company and its parents, subsidiaries, affiliates, and their respective directors, officers and employees, agents, service providers, contractors, licensors, licensees, suppliers, and successors from any and all claims resulting from any action taken by the Company and any of the foregoing parties relating to any, investigations by either the Company or by law enforcement authorities.

Third-Party Links and Content


For your convenience, this Website may provide links or pointers to third-party sites or third-party content. We make no representation about any other websites or third-party content that may be accessed from this Website. If you choose to access any such sites, you do so at your own risk. We have no control over the third-party content or any such third-party sites and accept no responsibility for such sites or for any loss or damage that may arise from your use of them.  You are subject to any terms and conditions of such third-party sites.

Disclaimers, Liability and Indemnification


You understand and agree that your use of the Website, its content, and any digital products, services, information or items found or attained through the website is at your own risk.  The Website, its content and any services, digital products, information or items found or attained through the website are provided on an “as is” and “as available” basis, without any warranties or conditions of any kind, either express or implied including but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement. The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

You acknowledge and agree that The Company or its respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors make no warranty, representation or endorsement with respect to the completeness, security, reliability, suitability, accuracy, currency, or availability of the Website or its contents or that any services, digital products, information or items found or attained through the website will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our Website or the server that makes it available or content are free of viruses or other harmful components or destructive code.

Except where such exclusions are prohibited by law, in no event shall the Company nor its respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors be liable under these Terms and Conditions to you or any third-party for any consequential, indirect, incidental, exemplary, special or punitive damages whatsoever, including any damages for business interruption, loss of use, data, revenue or profit, cost of capital, loss of business opportunity, loss of goodwill, whether arising out of breach of contract, tort (including negligence), any other theory of liability, or otherwise, regardless of whether such damage were foreseeable and whether or not the company was advised of the possibility of such damages.

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Company, its parents, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your breach of these Terms and Conditions or your use of the Website including, but not limited to, third-party sites and content, any use of the Website’s content and services other than as expressly authorized in these Terms and Conditions or any use digital products and information purchase from this Website.

Privacy Policy


The Company collects and processes personal data in accordance with the Finnish Data Protection Act.
The Company's “Register and Privacy Policy” can be found on the Company's website.

Governing Law


The Website and these Terms and Conditions will be governed and construed in accordance with the laws of Finland without giving effect to any choice or conflict of law provision, principle, or rule and notwithstanding your domicile, residence, or physical location. Any action or proceeding arising out of or relating to this Website and/or under these Terms and Conditions will be instituted in the courts of Finland, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.

Severability


If any provision of these Terms and Conditions is illegal or unenforceable under applicable law, the remainder of the provision will be amended to achieve as closely as possible the effect of the original term and all other provisions of these Terms and Conditions will continue in full force and effect.

Entire Terms and Conditions


These Terms and Conditions constitute the entire and only Terms and Conditions between the parties in relation to its subject matter and replace and extinguish all prior or simultaneous Terms and Conditions, undertakings, arrangements, understandings or statements of any nature made by the parties or any of them whether oral or written (and if written, whether or not in draft form) with respect to such subject matter. Each of the parties acknowledges that they are not relying on any statements, warranties or representations given or made by any of them in relation to the subject matter of these Terms and Conditions, save those expressly set out in these Terms and Conditions, and that they shall have no rights or remedies with respect to such subject matter otherwise than under these Terms and Conditions save to the extent that they arise out of the fraud or fraudulent misrepresentation of another party. No variation to these Terms and Conditions shall be effective unless it is in writing and signed by or on behalf of the Company.

Additional Terms and Conditions apply to the digital products (online courses) see “Terms and Conditions for digital products (online courses)”.

Waiver


No failure to exercise and no delay in exercising, on the part of either party, any right or any power hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or power hereunder preclude further exercise of that or any other right hereunder.

Notice


We may provide any notice to you under these Terms and Conditions by sending a message to the email address you provide to us and consent to us using; or by posting to the Website. Notices sent by email will be effective when we send the email and notices we provide by posting will be effective upon posting. It is your responsibility to keep your email address current.

To give us notice under these Terms and Conditions, you must contact us by registered or certified mail to our Company address. Registered or certified mail will be effective once received and where confirmation has been provided to prove receipt of the notice.

@2023 Myelin LLC (15.8.2023)

Terms and Conditions

Koch - Finance Webflow template image
Koch - Finance Webflow template image
Koch - Finance Webflow template image